What To Do Before You Start House Hunting
At Stark Real Estate, we know how exciting it is to start searching for your dream home — but before you dive into Zillow scrolling and open houses, there are a few key steps to take that will make your home buying journey smoother, less stressful, and more successful.
1. Know Your Budget
Understanding how much house you can afford is the foundation of a smart home search. Sit down and take a look at your current expenses, debts, and income. Use an online mortgage calculator to get a ballpark number — but remember, a lender can give you a more accurate pre-approval amount based on your financial picture.
2. Get Pre-Approved for a Mortgage
This is a game-changer. A pre-approval letter not only shows sellers you’re serious, but it also helps you focus on homes that fit your price range. Bonus: it gives you an edge in a competitive market where homes move fast.
3. Define Your Must-Haves vs. Nice-to-Haves
Before you fall in love with a house, know what’s most important to you. Is it location, number of bedrooms, yard space, or school district? Make a list and decide what’s non-negotiable versus what you can be flexible on. It’ll help narrow your search and avoid decision fatigue.
4. Save for Upfront Costs
Beyond your down payment, don’t forget about closing costs, inspection fees, moving expenses, and other home-buying surprises. Having extra funds set aside can help reduce stress and keep your purchase on track.
5. Find the Right Real Estate Agent
Working with a knowledgeable, local agent makes all the difference. At Stark Real Estate, we’re here to guide you every step of the way — from prepping to closing — and ensure your interests are protected throughout the process.
6. Do Your Homework on the Market
Take time to learn about the neighborhoods you’re interested in. Look into local amenities, commute times, future development, and average home prices. Being informed helps you feel confident when it’s time to make an offer.
Ready to start the search?
If you're thinking about buying, let’s connect. The team at Stark Real Estate is ready to walk you through every step, starting with these important first moves. Reach out today — your dream home is waiting.